FEDERAL STAFFORD STUDENT LOAN LIMITS  

A minimum of 6 credit hours (UG) & 4.5 credit hours (GR) is required for Federal Student Loans

Dependent
(w/no PLUS denial)

AY Base
Sub/Unsub

AY Addt’l
Unsub

Aggregate
Limits

Freshmen (1-29.99 credits)

$3500

$2000

$31,000 ($23,000 Sub Max)

Sophomore (30-59.99 credits)*

$4500

$2000

$31,000 ($23,000 Sub Max)

Junior/Senior (60+ credits)

$5500

$2000

$31,000 ($23,000 Sub Max)

Certificate Program (UG)**

$3500

$2000

$31,000 ($23,000 Sub Max)

Teacher Certification (UG)

$5500

$2000

$31,000 ($23,000 Sub Max)

PB Pursuing Associates

$4500

$2000

$31,000 ($23,000 Sub Max)

PB Pursuing 2 nd Bachelors

$5500

$2000

$31,000 ($23,000 Sub Max)

 

 

 

 

Independent or Dependent
(w/ PLUS denial)

AY Base
Sub/Unsub

AY Addt’l
Unsub

Aggregate
Limits

Freshmen (1-29.99 credits)

$3500

$6000

$57,500 ($23,000 Sub Max)

Sophomore (30-59.99 credits)*

$4500

$6000

$57,500 ($23,000 Sub Max)

Junior/Senior (60+ credits)

$5500

$7000

$57,500 ($23,000 Sub Max)

Graduate

$8500

$12,000

$138,500 ($65,500 Sub Max)

Certificate Program (UG)**

$3500

$6000

$57,500 ($23,000 Sub Max)

Certificate Program (GR)

$5500

$7000

$138,500 ($65,500 Sub Max)

Teacher Certification (UG)

$5500

$7000

$57,500 ($23,000 Sub Max)

Teacher Certification (GR)

$5500

$7000

$138,500 ($65,500 Sub Max)

PB Pursing Associates

$4500

$6000

$57,500 ($23,000 Sub Max)

PB Pursing 2 nd Bachelors

$5500

$7000

$57,500 ($23,000 Sub Max)

Rank II

$5500

$7000

$138,500 ($65,500 Sub Max)

Rank I & Non Degree Programs are not eligible programs
* Students pursuing an Associate’s Degree are held to Sophomore level limits
** Students pursuing an UG Certificate Program (regardless of whether they have a 1st Bachelors or not)
AY =Academic Year Limits
PB = Post Baccaleraute

 Last Modified 7/22/13