WKU Health Center

Health Insurance...Student Health Insurance . . . .

Western Kentucky University

Voluntary 2001-2002 Student Health Insurance Plan

offered by The Chickering Group

Western Kentucky University in partnership with the Chickering Group is excited to announce the availability of the 2001-2002 Student Health Insurance Plan which is underwritten by Aetna.

Chickering's goal is not simply to protect students and their families from economic risks of illness and injury, but to be an active partner with Western Kentucky University's Health Services and its local community of providers to ensure access to the best care available.

We offer a sudent-focused, comprehensive health insurance plan that protects students with coverage at school, home and while traveling or studying abroad. The 2001-2002 WKU Student Health Insurance Plan, endorsed by the school, offers quality coverage that is affordable and customized for the WKU student.

For the 2001-2002 academic year the student insurance plan will be offered through a voluntary application process. It is important that you make an informed decision about your health insurance. If you are currently insured, it is strongly recommended that you review your plan to determine if you are adequately covered. You will not be charged for this insurance unless you enroll through The Chickering Group directly.
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The Chickering Group Student Health Insurance Plan Highlights for Western Kentucky University

All covered primary care services available at the WKU Health Services (WKUHS).
Access to local and national Preferred Provider Networks through Aetna.

Waiver of the $200 annual deductible for covered services rendered at the WKU Health Services.

National Prescription Drug Card Program with $10/$20 copays for Generic and Brand Name Drugs respectively.

Travel Assistance Services and Worldwide medical coverage while traveling or studying abroad. (Underwritten by Zurich-American).

Unlimited Medical Evacuation and Repatriation Coverage

Expanded Mental Health/ Substance Abuse Coverage.

Vision One Discount Program

World Wide Web-based plan information, including links to WKU Health Services are available by accessing www.chickering.com

Below are important questions and answers about the Plan.

What is the annual cost of the Student Health Insurance Plan? $862 for annual sudent coverage. Dependant coverage is also available for an additional cost.

When does the annual Policy start? The Policy period starts at 12:01 a.m. on August 10, 2001 and continues until 12:01 a.m. on August 10, 2002.

What's my most affordable option when I need to seek medical treatment? In order to take full advantage of these positive changes in the Student Health Insurance Program, enrollees should:

Visit the WKU Health Services for all non-emergency cases. Call WKUHS at (270) 745-5641 for an appointment.
Utilize the Aetna preferred provider including Bowling Green Medical Center and the Greenview Regional Hospital for all off-campus emergencies, specialties, and hospitalization services.

* The annual $200 deductible is waived for services rendered at the WKU Health Services.

* The annual $200 deductible is waived for services rendered at the WKU Health Services.

Am I covered if I am away from Western Kentucky University? Yes. You are covered anywhere in the world you travel as a student under the WKU Student Health Insurance Plan. If you plan to leave the country, call The Chickering Group at 1-800-927-0793 for details about your coverage while traveling.

How do I enroll in the WKU Student Insurance Plan? This is a voluntary program. Fill out the application attached to the 2001-2002 insurance brochure mailed to your homes this summer. Send appropriate payment and completed applicatio in the enclosed self-addressed envelope to The Chickering Group. They may also be picked up at Health Services, which is located in the Academic Complex (facing Tate Page Hall).

For more information, please visit or call the WKU Health Services
at (270) 745-6430
or call the Chickering Group directly at 800-927-0793
or visit our student connection link at www.chickering.com, and type in policy number 100099