The University provides a long term disability (LTD) policy at no cost to full-time employees. Coverage is effective on the first day of the first full month of employment. The policy has a 90-day waiting period, and on the 91st day of a qualified disability, the policy will pay 60% of the employee's monthly salary up to a maximum of $5,000 per month. These benefits are payable contingent upon approval of the LTD claim submitted to SunLife.

Disability payments are offset by any other payments received (Social Security, Worker's Compensation, Retirement Disability) and are paid until the employee is no longer disabled or up to age 65. Certain limitation rules apply to those disabled after age 60.

Sun Life Assurance Company of Canada
255 East Fifth Street
Suite 2125
Cincinnati, OH 45202
1-800-247-6875